Nate Moghadam  ·  NMLS #906770  ·  Fairway Independent Mortgage

Mortgage Loans in Pennsylvania

From Philadelphia's rowhouse neighborhoods to the Pittsburgh suburbs and everywhere in between, Nate Moghadam helps Pennsylvania buyers get the right loan, a fast pre-approval, and a lender who sees them through to closing.

Licensed in Pennsylvania
10+ Years Experience
5-Star Rated
Direct Access to Nate

Your Local Mortgage Expert in Pennsylvania

I'm Nate Moghadam, a mortgage loan officer with Fairway Independent Mortgage Corporation, fully licensed in Pennsylvania. Pennsylvania offers a diverse range of housing markets — the Philadelphia metro, including the popular Main Line suburban corridor; Pittsburgh and its surrounding neighborhoods; and the many buyers scattered across the state's cities and rural areas in between.

I offer every major loan program in Pennsylvania: FHA loans are popular with first-time buyers in Philly's suburbs, Conventional loans for buyers with solid credit and down payment, VA loans for the many veterans and military families in the state, Jumbo loans for higher-priced properties in the Philadelphia metro, and Non-QM programs for self-employed borrowers and real estate investors throughout PA.

Working with me means you get a direct line to your loan officer — someone who picks up the phone, answers your questions honestly, and keeps your transaction moving. That's the experience every Pennsylvania buyer deserves.

  • All major loan types: FHA, Conventional, VA, Jumbo, and Non-QM loans available in Pennsylvania
  • Fast pre-approvals: Solid pre-approval letters that give you a real edge in competitive markets
  • Direct communication: Call or text Nate directly — no call centers, no voicemail loops
  • On-time closings: Agents and buyers across Pennsylvania trust Nate to close on schedule

Ready to Buy in Pennsylvania?

Get started today. Pre-approval takes minutes and there's no obligation.

Start Pre-Approval Book a Call First

Nate Moghadam · NMLS #906770
Fairway Independent Mortgage Corp · NMLS #2289
Equal Housing Lender

Loan Types Available in Pennsylvania

Every buyer's situation is different. Nate will help you find the program that fits your goals and finances.

FHA Loans

Great for first-time buyers. Down payments as low as 3.5% and flexible credit requirements.

  • Down payment from 3.5%
  • Flexible credit requirements
  • Government-backed
Learn About FHA

Conventional Loans

Competitive rates, no upfront MIP, and down payments from 3% for qualified buyers.

  • Down payment from 3%
  • No upfront MIP
  • PMI removable when eligible
Learn About Conventional

VA Loans

Zero down payment, no PMI, and competitive rates for veterans and active-duty military.

  • 0% down payment
  • No private mortgage insurance
  • Competitive VA rates
Learn About VA

Jumbo Loans

Financing for high-value properties above conforming loan limits — available in the Philadelphia metro and Pittsburgh.

  • Above conforming limits
  • Competitive rates
  • Flexible underwriting
Learn About Jumbo

Non-QM Loans

Self-employed? Investor? Flexible qualification for buyers who don't fit the standard box.

  • Bank statement programs
  • Investor cash flow loans
  • ITIN & alternative doc
Learn About Non-QM

Not sure which loan is right for you?

Book a Free 15-Minute Call

Mortgage FAQs for Pennsylvania Buyers

Straight answers to the questions Nate hears most from buyers in Pennsylvania.

Yes. Nate Moghadam (NMLS #906770) is fully licensed in Pennsylvania through Fairway Independent Mortgage Corporation (NMLS #2289). You can verify his license at NMLS Consumer Access.
Nate offers FHA loans (3.5% down), Conventional loans (3% down), VA loans (0% down for veterans), Jumbo loans for higher-value Philadelphia suburb properties, and Non-QM loans for self-employed buyers and investors.
As little as 3.5% with an FHA loan (580+ credit score), 3% with a Conventional loan for first-time buyers, or 0% with a VA loan for eligible veterans. Nate will help you find the right fit for your savings and situation.
Philadelphia's suburban markets — including the Main Line, Bucks County, and Montgomery County — have become increasingly competitive as buyers seek more space and value. Pittsburgh has also seen growing demand in popular neighborhoods. In the more competitive pockets, a fast, credible pre-approval is your advantage. Nate issues pre-approvals quickly and has a track record of closing on schedule that both buyers and agents rely on.
A typical purchase closes in 30–45 days from accepted offer. Pre-approval can happen in 1–2 business days. Nate works proactively to hit your contracted close date — on-time closings are something his agent partners specifically rely on.
Apply online — it takes about 10 minutes. Or book a free call with Nate to talk through your situation first. No pressure, no obligation.

Ready to buy in Pennsylvania?

Talk to Nate directly — no forms, no call centers, no runaround.