From NYC commuter towns in North Jersey to the Jersey Shore to South Jersey suburbs, Nate Moghadam helps New Jersey buyers navigate one of the country's most complex and competitive housing markets — with every loan program available.
I'm Nate Moghadam, a mortgage loan officer with Fairway Independent Mortgage Corporation, fully licensed in New Jersey. New Jersey buyers face some of the highest home prices on the East Coast, especially in Bergen, Essex, Monmouth, and Hudson counties, and that demands a lender who can move quickly and bring every tool to the table.
I offer FHA loans for first-time buyers, Conventional and Jumbo loans for higher-priced properties throughout the state, VA loans for veterans and service members, and Non-QM programs for self-employed borrowers — a significant segment of the NJ market given its proximity to New York City's finance and professional sector.
When you're competing in a hot New Jersey market, a credible pre-approval from a lender agents trust is your edge. I'll get yours done fast, stay reachable throughout the process, and make sure you close on time.
Every buyer's situation is different. Nate will help you find the program that fits your goals and finances.
Great for first-time buyers. Down payments as low as 3.5% and flexible credit requirements.
Competitive rates, no upfront MIP, and down payments from 3% for qualified buyers.
Zero down payment, no PMI, and competitive rates for veterans and active-duty military.
Financing for high-value properties above conforming loan limits — common in Bergen County and the Jersey Shore.
Self-employed? Investor? Flexible qualification for buyers who don't fit the standard box.
Not sure which loan is right for you?
Book a Free 15-Minute CallStraight answers to the questions Nate hears most from buyers in New Jersey.
Talk to Nate directly — no forms, no call centers, no runaround.