Nate Moghadam  ·  NMLS #906770  ·  Fairway Independent Mortgage

Mortgage Loans in New Hampshire

Whether you're relocating from Massachusetts, buying your first home in Manchester, or refinancing a lakefront property in the Lakes Region, Nate Moghadam brings expert mortgage guidance and every loan program to New Hampshire buyers.

Licensed in New Hampshire
10+ Years Experience
5-Star Rated
Direct Access to Nate

Your Local Mortgage Expert in New Hampshire

I'm Nate Moghadam, a mortgage loan officer with Fairway Independent Mortgage Corporation, fully licensed in New Hampshire. I work with buyers from Manchester and Concord to Portsmouth, Nashua, and the Lakes and White Mountain regions — including the large wave of buyers relocating from Massachusetts who are drawn by New Hampshire's lower taxes and quality of life.

New Hampshire buyers have a wide range of needs: first-time buyers using FHA and Conventional programs, move-up buyers, buyers refinancing an existing home, and those looking at vacation or investment properties up north. I have every major loan type available and will help you figure out quickly which program is the right fit.

You'll always deal directly with me — not a processing team, not a call center. I know New Hampshire's market, I work fast, and I close on schedule. That's the commitment you get when you work with Nate.

  • All major loan types: FHA, Conventional, VA, Jumbo, and Non-QM loans available in New Hampshire
  • Fast pre-approvals: Solid pre-approval letters that give you a real edge in competitive markets
  • Direct communication: Call or text Nate directly — no call centers, no voicemail loops
  • On-time closings: Agents and buyers across New Hampshire trust Nate to close on schedule

Ready to Buy in New Hampshire?

Get started today. Pre-approval takes minutes and there's no obligation.

Start Pre-Approval Book a Call First

Nate Moghadam · NMLS #906770
Fairway Independent Mortgage Corp · NMLS #2289
Equal Housing Lender

Loan Types Available in New Hampshire

Every buyer's situation is different. Nate will help you find the program that fits your goals and finances.

FHA Loans

Great for first-time buyers. Down payments as low as 3.5% and flexible credit requirements.

  • Down payment from 3.5%
  • Flexible credit requirements
  • Government-backed
Learn About FHA

Conventional Loans

Competitive rates, no upfront MIP, and down payments from 3% for qualified buyers.

  • Down payment from 3%
  • No upfront MIP
  • PMI removable when eligible
Learn About Conventional

VA Loans

Zero down payment, no PMI, and competitive rates for veterans and active-duty military.

  • 0% down payment
  • No private mortgage insurance
  • Competitive VA rates
Learn About VA

Jumbo Loans

Financing for high-value properties above conforming loan limits — available for luxury and lakefront NH homes.

  • Above conforming limits
  • Competitive rates
  • Flexible underwriting
Learn About Jumbo

Non-QM Loans

Self-employed? Investor? Flexible qualification for buyers who don't fit the standard box.

  • Bank statement programs
  • Investor cash flow loans
  • ITIN & alternative doc
Learn About Non-QM

Not sure which loan is right for you?

Book a Free 15-Minute Call

Mortgage FAQs for New Hampshire Buyers

Straight answers to the questions Nate hears most from buyers in New Hampshire.

Yes. Nate Moghadam (NMLS #906770) is fully licensed in New Hampshire through Fairway Independent Mortgage Corporation (NMLS #2289). You can verify his license at NMLS Consumer Access.
Nate offers FHA loans (3.5% down), Conventional loans (3% down), VA loans (0% down for veterans), Jumbo loans for higher-value New Hampshire properties, and Non-QM loans for self-employed buyers and investors.
As little as 3.5% with an FHA loan (580+ credit score), 3% with a Conventional loan for first-time buyers, or 0% with a VA loan for eligible veterans. Nate will help you find the right fit for your savings and situation.
New Hampshire has no state income tax and no sales tax, which creates a significant cost-of-living advantage over neighboring Massachusetts. Southern NH communities like Nashua, Manchester, and the seacoast towns have become popular for buyers who want more space and lower taxes while staying within commuting distance of Greater Boston. This migration has tightened inventory and pushed prices up — making a fast, solid pre-approval more important than ever in the NH market.
A typical purchase closes in 30–45 days from accepted offer. Pre-approval can happen in 1–2 business days. Nate works proactively to hit your contracted close date — on-time closings are something his agent partners specifically rely on.
Apply online — it takes about 10 minutes. Or book a free call with Nate to talk through your situation first. No pressure, no obligation.

Ready to buy in New Hampshire?

Talk to Nate directly — no forms, no call centers, no runaround.