Nate Moghadam  ·  NMLS #906770  ·  Fairway Independent Mortgage

Mortgage Loans in Massachusetts

Whether you're buying your first home in Boston, refinancing on the South Shore, or competing for a Cape Cod property, Nate Moghadam helps Massachusetts buyers get to the closing table with confidence.

Licensed in Massachusetts
10+ Years Experience
5-Star Rated
Direct Access to Nate

Your Local Mortgage Expert in Massachusetts

I'm Nate Moghadam, a mortgage loan officer with Fairway Independent Mortgage Corporation, fully licensed in Massachusetts. For over 10 years I've been helping buyers across the state — from first-time homebuyers navigating a competitive Boston market to families buying in the suburbs and along the South Shore.

Unlike the big banks, when you work with me you get direct access to someone who picks up the phone, explains every step of the process, and works hard to find you the best loan for your specific situation. I know the Massachusetts market and I know how to get deals closed — even in fast-moving, multiple-offer situations.

  • All major loan types: FHA, Conventional, VA, Jumbo, and Non-QM loans available in Massachusetts
  • Fast pre-approvals: Solid pre-approval letters that give you a real edge in competitive markets
  • Direct communication: Call or text Nate directly — no call centers, no voicemail loops
  • On-time closings: Agents and buyers across Massachusetts trust Nate to close on schedule

Ready to Buy in Massachusetts?

Get started today. Pre-approval takes minutes and there's no obligation.

Start Pre-Approval Book a Call First

Nate Moghadam · NMLS #906770
Fairway Independent Mortgage Corp · NMLS #2289
Equal Housing Lender

Loan Types Available in Massachusetts

Every buyer's situation is different. Nate will help you find the program that fits your goals and finances.

FHA Loans

Great for first-time buyers. Down payments as low as 3.5% and flexible credit requirements.

  • Down payment from 3.5%
  • Flexible credit requirements
  • Government-backed
Learn About FHA

Conventional Loans

Competitive rates, no upfront MIP, and down payments from 3% for qualified buyers.

  • Down payment from 3%
  • No upfront MIP
  • PMI removable when eligible
Learn About Conventional

VA Loans

Zero down payment, no PMI, and competitive rates for veterans and active-duty military.

  • 0% down payment
  • No private mortgage insurance
  • Competitive VA rates
Learn About VA

Jumbo Loans

Financing for high-value properties above conforming loan limits — common in Greater Boston.

  • Above conforming limits
  • Competitive rates
  • Flexible underwriting
Learn About Jumbo

Non-QM Loans

Self-employed? Investor? Flexible qualification for buyers who don't fit the standard box.

  • Bank statement programs
  • Investor cash flow loans
  • ITIN & alternative doc
Learn About Non-QM

Not sure which loan is right for you?

Book a Free 15-Minute Call

Mortgage FAQs for Massachusetts Buyers

Straight answers to the questions Nate hears most from buyers in Massachusetts.

Yes. Nate Moghadam (NMLS #906770) is fully licensed in Massachusetts through Fairway Independent Mortgage Corporation (NMLS #2289). You can verify his license at NMLS Consumer Access.
Nate offers FHA loans (3.5% down), Conventional loans (3% down), VA loans (0% down for veterans), Jumbo loans for high-value Greater Boston properties, and Non-QM loans for self-employed buyers and investors.
As little as 3.5% with an FHA loan (580+ credit score), 3% with a Conventional loan for first-time buyers, or 0% with a VA loan for eligible veterans. Nate will help you find the right fit for your savings and situation.
Massachusetts — especially Greater Boston — is one of the most competitive markets in the country. Having a strong, credible pre-approval letter before you make an offer is essential. Nate issues pre-approvals fast and is known for backing them up with reliable execution, which listing agents notice.
A typical purchase closes in 30–45 days from accepted offer. Pre-approval can happen in 1–2 business days. Nate works proactively to hit your contracted close date — on-time closings are something his agent partners specifically rely on.
Apply online — it takes about 10 minutes. Or book a free call with Nate to talk through your situation first. No pressure, no obligation.

Ready to buy in Massachusetts?

Talk to Nate directly — no forms, no call centers, no runaround.