Nate Moghadam  ·  NMLS #906770  ·  Fairway Independent Mortgage

Mortgage Loans in Maine

Whether you're buying a home in Portland, a cabin on the coast, or refinancing a property in rural Maine, Nate Moghadam offers the personal service and full range of loan programs to get your deal done right.

Licensed in Maine
10+ Years Experience
5-Star Rated
Direct Access to Nate

Your Local Mortgage Expert in Maine

I'm Nate Moghadam, a mortgage loan officer with Fairway Independent Mortgage Corporation, fully licensed in Maine. From the Portland metro to the mid-coast and beyond, I've helped Maine buyers — first-timers, move-up buyers, vacation home purchasers, and refinancing homeowners — get the right loan for their situation.

Maine has a mix of buyers: locals planting roots, buyers from Massachusetts and New Hampshire looking for more space and value, and investors looking at seasonal and vacation properties. I bring every major loan program — FHA, Conventional, VA, Jumbo, and Non-QM — so no matter your situation, we'll find a fit.

When you work with me, you get direct access to a lender who knows how to close cleanly and communicate clearly. No call centers. Just Nate.

  • All major loan types: FHA, Conventional, VA, Jumbo, and Non-QM loans available in Maine
  • Fast pre-approvals: Solid pre-approval letters that give you a real edge in competitive markets
  • Direct communication: Call or text Nate directly — no call centers, no voicemail loops
  • On-time closings: Agents and buyers across Maine trust Nate to close on schedule

Ready to Buy in Maine?

Get started today. Pre-approval takes minutes and there's no obligation.

Start Pre-Approval Book a Call First

Nate Moghadam · NMLS #906770
Fairway Independent Mortgage Corp · NMLS #2289
Equal Housing Lender

Loan Types Available in Maine

Every buyer's situation is different. Nate will help you find the program that fits your goals and finances.

FHA Loans

Great for first-time buyers. Down payments as low as 3.5% and flexible credit requirements.

  • Down payment from 3.5%
  • Flexible credit requirements
  • Government-backed
Learn About FHA

Conventional Loans

Competitive rates, no upfront MIP, and down payments from 3% for qualified buyers.

  • Down payment from 3%
  • No upfront MIP
  • PMI removable when eligible
Learn About Conventional

VA Loans

Zero down payment, no PMI, and competitive rates for veterans and active-duty military.

  • 0% down payment
  • No private mortgage insurance
  • Competitive VA rates
Learn About VA

Jumbo Loans

Financing for high-value properties above conforming loan limits — available for coastal and luxury Maine homes.

  • Above conforming limits
  • Competitive rates
  • Flexible underwriting
Learn About Jumbo

Non-QM Loans

Self-employed? Investor? Flexible qualification for buyers who don't fit the standard box.

  • Bank statement programs
  • Investor cash flow loans
  • ITIN & alternative doc
Learn About Non-QM

Not sure which loan is right for you?

Book a Free 15-Minute Call

Mortgage FAQs for Maine Buyers

Straight answers to the questions Nate hears most from buyers in Maine.

Yes. Nate Moghadam (NMLS #906770) is fully licensed in Maine through Fairway Independent Mortgage Corporation (NMLS #2289). You can verify his license at NMLS Consumer Access.
Nate offers FHA loans (3.5% down), Conventional loans (3% down), VA loans (0% down for veterans), Jumbo loans for higher-value coastal Maine properties, and Non-QM loans for self-employed buyers and investors.
As little as 3.5% with an FHA loan (580+ credit score), 3% with a Conventional loan for first-time buyers, or 0% with a VA loan for eligible veterans. Nate will help you find the right fit for your savings and situation.
The Portland metro and coastal Maine have seen dramatic price increases since 2020, driven by remote workers relocating from Boston, New York, and beyond. Inventory is tight and competition is real in many markets. A credible pre-approval from a lender who closes cleanly is often the difference between winning and losing an offer in today's Maine market.
A typical purchase closes in 30–45 days from accepted offer. Pre-approval can happen in 1–2 business days. Nate works proactively to hit your contracted close date — on-time closings are something his agent partners specifically rely on.
Apply online — it takes about 10 minutes. Or book a free call with Nate to talk through your situation first. No pressure, no obligation.

Ready to buy in Maine?

Talk to Nate directly — no forms, no call centers, no runaround.