Nate Moghadam  ·  NMLS #906770  ·  Fairway Independent Mortgage

Mortgage Loans in Tennessee

From Nashville's red-hot market to the growing suburbs of Knoxville and Chattanooga, Nate Moghadam helps Tennessee buyers — including the wave of out-of-state transplants — get pre-approved fast and close with confidence.

Licensed in Tennessee
10+ Years Experience
5-Star Rated
Direct Access to Nate

Your Local Mortgage Expert in Tennessee

I'm Nate Moghadam, a mortgage loan officer with Fairway Independent Mortgage Corporation, fully licensed in Tennessee. Tennessee has become one of the most popular destination states in the country — Nashville, in particular, has seen explosive growth, and buyers are competing hard across Middle Tennessee, Knoxville, Chattanooga, and Memphis.

I've worked with Tennessee buyers across the full spectrum: first-time buyers stretching their budgets in the Nashville suburbs, veterans using their VA benefit near Fort Campbell and other military installations, self-employed entrepreneurs and investors who need Non-QM programs, and move-up buyers looking at Jumbo financing in premium neighborhoods. I have every program available and know how to structure a deal for maximum competitiveness.

Tennessee's no-income-tax advantage keeps drawing buyers — and in a hot market, having a lender who's responsive, fast, and closes on time is what separates the accepted offers from the ones that fall through. When you work with me, that's what you get.

  • All major loan types: FHA, Conventional, VA, Jumbo, and Non-QM loans available in Tennessee
  • Fast pre-approvals: Solid pre-approval letters that give you a real edge in competitive markets
  • Direct communication: Call or text Nate directly — no call centers, no voicemail loops
  • On-time closings: Agents and buyers across Tennessee trust Nate to close on schedule

Ready to Buy in Tennessee?

Get started today. Pre-approval takes minutes and there's no obligation.

Start Pre-Approval Book a Call First

Nate Moghadam · NMLS #906770
Fairway Independent Mortgage Corp · NMLS #2289
Equal Housing Lender

Loan Types Available in Tennessee

Every buyer's situation is different. Nate will help you find the program that fits your goals and finances.

FHA Loans

Great for first-time buyers. Down payments as low as 3.5% and flexible credit requirements.

  • Down payment from 3.5%
  • Flexible credit requirements
  • Government-backed
Learn About FHA

Conventional Loans

Competitive rates, no upfront MIP, and down payments from 3% for qualified buyers.

  • Down payment from 3%
  • No upfront MIP
  • PMI removable when eligible
Learn About Conventional

VA Loans

Zero down payment, no PMI, and competitive rates for veterans and active-duty military.

  • 0% down payment
  • No private mortgage insurance
  • Competitive VA rates
Learn About VA

Jumbo Loans

Financing for high-value properties above conforming loan limits — common in Nashville's premium neighborhoods.

  • Above conforming limits
  • Competitive rates
  • Flexible underwriting
Learn About Jumbo

Non-QM Loans

Self-employed? Investor? Flexible qualification for buyers who don't fit the standard box.

  • Bank statement programs
  • Investor cash flow loans
  • ITIN & alternative doc
Learn About Non-QM

Not sure which loan is right for you?

Book a Free 15-Minute Call

Mortgage FAQs for Tennessee Buyers

Straight answers to the questions Nate hears most from buyers in Tennessee.

Yes. Nate Moghadam (NMLS #906770) is fully licensed in Tennessee through Fairway Independent Mortgage Corporation (NMLS #2289). You can verify his license at NMLS Consumer Access.
Nate offers FHA loans (3.5% down), Conventional loans (3% down), VA loans (0% down for veterans), Jumbo loans for luxury Nashville and Brentwood properties, and Non-QM loans for self-employed buyers and investors.
As little as 3.5% with an FHA loan (580+ credit score), 3% with a Conventional loan for first-time buyers, or 0% with a VA loan for eligible veterans. Nate will help you find the right fit for your savings and situation.
Nashville and Middle Tennessee have experienced some of the country's most dramatic home price appreciation over the past several years, driven by major corporate relocations, in-migration from higher-tax states, and a booming job market. Multiple-offer situations are still common in desirable neighborhoods. A credible pre-approval from a fast, reliable lender is what gives your offer a real shot — and Nate delivers on both counts.
A typical purchase closes in 30–45 days from accepted offer. Pre-approval can happen in 1–2 business days. Nate works proactively to hit your contracted close date — on-time closings are something his agent partners specifically rely on.
Apply online — it takes about 10 minutes. Or book a free call with Nate to talk through your situation first. No pressure, no obligation.

Ready to buy in Tennessee?

Talk to Nate directly — no forms, no call centers, no runaround.