Whether you're buying in Providence, refinancing along the coast, or purchasing a Newport property, Nate Moghadam brings every loan program and over a decade of expertise to Rhode Island buyers.
I'm Nate Moghadam, a mortgage loan officer with Fairway Independent Mortgage Corporation, fully licensed in Rhode Island. Rhode Island may be the smallest state in the nation, but its real estate market is far from small — Providence, Warwick, Newport, and the coastal communities attract buyers from across New England looking for value, waterfront access, and quality of life.
I work with Rhode Island first-time buyers using FHA and Conventional programs, buyers refinancing existing homes, veterans taking advantage of their VA loan benefit, and investors or self-employed borrowers who need Non-QM financing to qualify. Whatever your situation, I'll find the right program and get you to the closing table.
With me, you get a real person on the other end of the phone — not a national bank's hold queue. I'll explain your options clearly, issue your pre-approval quickly, and stay in your corner from start to finish.
Every buyer's situation is different. Nate will help you find the program that fits your goals and finances.
Great for first-time buyers. Down payments as low as 3.5% and flexible credit requirements.
Competitive rates, no upfront MIP, and down payments from 3% for qualified buyers.
Zero down payment, no PMI, and competitive rates for veterans and active-duty military.
Financing for high-value properties above conforming loan limits — common in Newport and coastal Rhode Island.
Self-employed? Investor? Flexible qualification for buyers who don't fit the standard box.
Not sure which loan is right for you?
Book a Free 15-Minute CallStraight answers to the questions Nate hears most from buyers in Rhode Island.
Talk to Nate directly — no forms, no call centers, no runaround.