Nate Moghadam  ·  NMLS #906770  ·  Fairway Independent Mortgage

Mortgage Loans in Maryland

From Baltimore row homes to Annapolis waterfront properties to the fast-moving DC suburbs, Nate Moghadam helps Maryland buyers get pre-approved fast and financed right — with every loan program available.

Licensed in Maryland
10+ Years Experience
5-Star Rated
Direct Access to Nate

Your Local Mortgage Expert in Maryland

I'm Nate Moghadam, a mortgage loan officer with Fairway Independent Mortgage Corporation, fully licensed in Maryland. I work with buyers across the state — from first-timers in Baltimore and the suburbs to government workers and contractors in the DC metro who need a fast, reliable pre-approval to compete in one of the most competitive markets on the East Coast.

Maryland's proximity to Washington, D.C. means strong VA loan demand from veterans and active-duty service members in the region. I also see strong demand for Jumbo financing in Bethesda, Chevy Chase, and Annapolis, as well as Non-QM programs for self-employed borrowers and real estate investors throughout the state.

Whatever your situation, I'll return your calls, explain every option, and stay on top of your file from application to closing. That's how I've built a 5-star reputation across every state I serve, including Maryland.

  • All major loan types: FHA, Conventional, VA, Jumbo, and Non-QM loans available in Maryland
  • Fast pre-approvals: Solid pre-approval letters that give you a real edge in competitive markets
  • Direct communication: Call or text Nate directly — no call centers, no voicemail loops
  • On-time closings: Agents and buyers across Maryland trust Nate to close on schedule

Ready to Buy in Maryland?

Get started today. Pre-approval takes minutes and there's no obligation.

Start Pre-Approval Book a Call First

Nate Moghadam · NMLS #906770
Fairway Independent Mortgage Corp · NMLS #2289
Equal Housing Lender

Loan Types Available in Maryland

Every buyer's situation is different. Nate will help you find the program that fits your goals and finances.

FHA Loans

Great for first-time buyers. Down payments as low as 3.5% and flexible credit requirements.

  • Down payment from 3.5%
  • Flexible credit requirements
  • Government-backed
Learn About FHA

Conventional Loans

Competitive rates, no upfront MIP, and down payments from 3% for qualified buyers.

  • Down payment from 3%
  • No upfront MIP
  • PMI removable when eligible
Learn About Conventional

VA Loans

Zero down payment, no PMI, and competitive rates for veterans and active-duty military.

  • 0% down payment
  • No private mortgage insurance
  • Competitive VA rates
Learn About VA

Jumbo Loans

Financing for high-value properties above conforming loan limits — common in Bethesda, Potomac, and Annapolis.

  • Above conforming limits
  • Competitive rates
  • Flexible underwriting
Learn About Jumbo

Non-QM Loans

Self-employed? Investor? Flexible qualification for buyers who don't fit the standard box.

  • Bank statement programs
  • Investor cash flow loans
  • ITIN & alternative doc
Learn About Non-QM

Not sure which loan is right for you?

Book a Free 15-Minute Call

Mortgage FAQs for Maryland Buyers

Straight answers to the questions Nate hears most from buyers in Maryland.

Yes. Nate Moghadam (NMLS #906770) is fully licensed in Maryland through Fairway Independent Mortgage Corporation (NMLS #2289). You can verify his license at NMLS Consumer Access.
Nate offers FHA loans (3.5% down), Conventional loans (3% down), VA loans (0% down for veterans), Jumbo loans for high-value DC suburb and Annapolis properties, and Non-QM loans for self-employed buyers and investors.
As little as 3.5% with an FHA loan (580+ credit score), 3% with a Conventional loan for first-time buyers, or 0% with a VA loan for eligible veterans. Nate will help you find the right fit for your savings and situation.
Maryland's housing market — especially the DC suburbs in Montgomery County, Bethesda, and Potomac — is highly competitive. Government employment, federal contracting, and proximity to Washington, D.C. create consistent, strong demand. Properties often attract multiple offers above asking price. A fast, reliable pre-approval is essential, and Nate's reputation for on-time closings gives his clients a real edge with listing agents.
A typical purchase closes in 30–45 days from accepted offer. Pre-approval can happen in 1–2 business days. Nate works proactively to hit your contracted close date — on-time closings are something his agent partners specifically rely on.
Apply online — it takes about 10 minutes. Or book a free call with Nate to talk through your situation first. No pressure, no obligation.

Ready to buy in Maryland?

Talk to Nate directly — no forms, no call centers, no runaround.