Free 15-Minute Review

Are You Buying Down Your Rate Without Knowing It?

If Section A of your Loan Estimate is over $1,500, your lender may be burying fees inside your "low rate." I'll review it with you for free — no pressure, no obligation.

What to look for

On your Loan Estimate, flip to page 2 and find Section A — Origination Charges. This is the only section your lender actually controls. If it's over $1,500–$2,000, you're likely paying for discount points or admin fees that are buying your rate down — and you may be able to get a better deal elsewhere.

Book My Free 15-Minute Review → No sales pitch. Just an honest look at your numbers.

N
Nate Moghadam — Loan Officer, NMLS #906770

Top 1% loan officer licensed in 14 states. I've helped hundreds of buyers understand what they're actually paying for — and find better deals when their current quote isn't competitive.

Nate Moghadam, NMLS #906770 | Fairway Independent Mortgage Corporation, NMLS #2289 | Equal Housing Lender
Licensed in CA, CO, FL, ME, MD, MA, NH, NJ, NC, PA, RI, TN, TX, VA
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