From buying a first home in Los Angeles to financing a high-value property in the Bay Area, Nate Moghadam brings every major loan program — including Jumbo and Non-QM — to California buyers who need a lender that actually delivers.
I'm Nate Moghadam, a mortgage loan officer with Fairway Independent Mortgage Corporation, fully licensed in California. For over 10 years I've been helping buyers across the state — from first-time homebuyers in Sacramento and San Diego to high-net-worth buyers in Los Angeles and Silicon Valley who need Jumbo or Non-QM financing.
California is one of the most expensive and competitive real estate markets in the country, and that demands a lender who moves fast, communicates clearly, and knows how to structure loans for a wide range of financial situations. Whether you're using W-2 income or qualifying on bank statements as a self-employed borrower, I'll find the program that fits.
When you work with me, you get a direct line — not a call center. I'll walk you through your options, issue your pre-approval quickly, and stay in constant contact with your agent from offer to closing.
Every buyer's situation is different. Nate will help you find the program that fits your goals and finances.
Great for first-time buyers. Down payments as low as 3.5% and flexible credit requirements.
Competitive rates, no upfront MIP, and down payments from 3% for qualified buyers.
Zero down payment, no PMI, and competitive rates for veterans and active-duty military.
Financing for high-value properties above conforming loan limits — common throughout California.
Self-employed? Investor? Flexible qualification for buyers who don't fit the standard box.
Not sure which loan is right for you?
Book a Free 15-Minute CallStraight answers to the questions Nate hears most from buyers in California.
Talk to Nate directly — no forms, no call centers, no runaround.