--- title: Mortgage Tips & Homebuying Insights | NateLoans description: PMI | Nateloans's blog for sharing content related to real estate --- [NateLoans](https://nateloans.com/) [About](https://nateloans.com/#about) [Loan Types](https://nateloans.com/#loans) [Calculators](https://nateloans.com/#tools) [How It Works](https://nateloans.com/#process) [Reviews](https://nateloans.com/#reviews) [Blog](https://nateloans.com/blog) [Contact](https://nateloans.com/#contact) [(617) 945-3632](tel:6179453632) [Get Pre-Approved](https://mobile.fairwaynow.com/homehub/signup/nate.moghadam@FAIRWAYMC.COM) The NateLoans Blog # Mortgage Tips, Rate Updates & Homebuying Insights Straight talk on mortgages from a loan officer who's done it for 10+ years. [![](https://45730973.fs1.hubspotusercontent-na1.net/hubfs/45730973/ChatGPT%20Image%20Aug%2026%2c%202026%2c%2010_06_44%20AM.png)](https://nateloans.com/blog/conventional-loan-credit-score-minimum-2026) ## [What's the Minimum Credit Score for a Conventional Loan in 2026?](https://nateloans.com/blog/conventional-loan-credit-score-minimum-2026) You've probably heard some version of this: "conventional loans don't have a minimum credit score anymore." As of late 2025, that's actually true at the agency level, Fannie Mae's Desktop Underwriter and Freddie Mac's Loan Product Advisor both dropped their long-standing 620 floor for automated approvals. It sounds like great news for anyone with a lower score. August 26, 2026 [Read More](https://nateloans.com/blog/conventional-loan-credit-score-minimum-2026) Copy [![](https://45730973.fs1.hubspotusercontent-na1.net/hubfs/45730973/pexels-kampus-6829576.jpg)](https://nateloans.com/blog/how-to-remove-pmi-conventional-loan) ## [How to Remove PMI on a Conventional Loan (2026 Homeowner's Guide)](https://nateloans.com/blog/how-to-remove-pmi-conventional-loan) If you bought your home with less than 20% down on a conventional loan, you're almost certainly paying private mortgage insurance — PMI. The good news is that unlike FHA mortgage insurance, conventional PMI is temporary. With the right approach, you can get rid of it and lower your monthly payment, sometimes much sooner than you'd expect. June 17, 2026 [Read More](https://nateloans.com/blog/how-to-remove-pmi-conventional-loan) Copy [![](https://45730973.fs1.hubspotusercontent-na1.net/hubfs/45730973/MIP.png)](https://nateloans.com/blog/how-much-is-pmi-on-fha-loan) ## [How Much Does FHA Mortgage Insurance Actually Cost? (2026)](https://nateloans.com/blog/how-much-is-pmi-on-fha-loan) One of the most common questions I get from buyers considering an FHA loan is some version of: "How much extra am I actually paying for mortgage insurance?" It's a fair question — and the honest answer is more than most people realize when they're just looking at the rate. June 11, 2026 [Read More](https://nateloans.com/blog/how-much-is-pmi-on-fha-loan) Copy [![](https://45730973.fs1.hubspotusercontent-na1.net/hubfs/45730973/pexels-artbovich-5997993.jpg)](https://nateloans.com/blog/fha-pmi-how-long) ## [How Long Does PMI Last on an FHA Loan? (The Answer Might Surprise You)](https://nateloans.com/blog/fha-pmi-how-long) One of the most common questions I get from buyers considering an FHA loan is some version of: "How long do I have to pay mortgage insurance?" It's a fair question — and the honest answer is one that catches a lot of buyers off guard. May 31, 2026 [Read More](https://nateloans.com/blog/fha-pmi-how-long) Copy [![](https://45730973.fs1.hubspotusercontent-na1.net/hubfs/45730973/pexels-olia-danilevich-5466814.jpg)](https://nateloans.com/blog/how-pmi-works) ## [How PMI Works — And How to Get Rid of It](https://nateloans.com/blog/how-pmi-works) If you're buying a home with less than 20% down on a conventional loan, your lender is going to require private mortgage insurance — PMI. It shows up on your monthly statement, adds to your payment, and a lot of buyers don't fully understand what it is, why it exists, or how to get rid of it. May 27, 2026 [Read More](https://nateloans.com/blog/how-pmi-works) Copy [![](https://45730973.fs1.hubspotusercontent-na1.net/hubfs/45730973/pexels-rdne-8292793.jpg)](https://nateloans.com/blog/what-credit-score-gets-the-best-mortgage-rates) ## [What Credit Score Gets the Best Mortgage Rates?](https://nateloans.com/blog/what-credit-score-gets-the-best-mortgage-rates) Credit score has a much larger impact on mortgage pricing than most buyers realize. May 11, 2026 [Read More](https://nateloans.com/blog/what-credit-score-gets-the-best-mortgage-rates) Copy ## Ready to take the next step? Talk to Nate directly — no forms, no call centers, no runaround. [Book a Free Call](https://calendly.com/natemoghadam/homebuyer-consultation) [Get Pre-Approved](https://mobile.fairwaynow.com/homehub/signup/nate.moghadam@FAIRWAYMC.COM) ### Book a Free Call Pick a time that works for you. It only takes a minute. 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