--- title: Mortgage Tips & Homebuying Insights | NateLoans description: Credit Score | Nateloans's blog for sharing content related to real estate --- [NateLoans](https://nateloans.com/) [About](https://nateloans.com/#about) [Loan Types](https://nateloans.com/#loans) [Calculators](https://nateloans.com/#tools) [How It Works](https://nateloans.com/#process) [Reviews](https://nateloans.com/#reviews) [Blog](https://nateloans.com/blog) [Contact](https://nateloans.com/#contact) [(617) 945-3632](tel:6179453632) [Get Pre-Approved](https://mobile.fairwaynow.com/homehub/signup/nate.moghadam@FAIRWAYMC.COM) The NateLoans Blog # Mortgage Tips, Rate Updates & Homebuying Insights Straight talk on mortgages from a loan officer who's done it for 10+ years. [![](https://45730973.fs1.hubspotusercontent-na1.net/hubfs/45730973/pexels-artbovich-8134847.jpg)](https://nateloans.com/blog/jumbo-loan-requirements-2026) ## [Jumbo Loan Requirements: Credit Score, Down Payment, and Reserves (2026)](https://nateloans.com/blog/jumbo-loan-requirements-2026) A jumbo loan isn't a different kind of mortgage so much as a different level of scrutiny. Once your loan amount crosses the conforming limit, Fannie Mae and Freddie Mac step out of the picture, and the lender is holding all the risk directly. That changes what it takes to qualify, sometimes significantly. September 2, 2026 [Read More](https://nateloans.com/blog/jumbo-loan-requirements-2026) Copy [![](https://45730973.fs1.hubspotusercontent-na1.net/hubfs/45730973/ChatGPT%20Image%20Aug%2026%2c%202026%2c%2010_06_44%20AM.png)](https://nateloans.com/blog/conventional-loan-credit-score-minimum-2026) ## [What's the Minimum Credit Score for a Conventional Loan in 2026?](https://nateloans.com/blog/conventional-loan-credit-score-minimum-2026) You've probably heard some version of this: "conventional loans don't have a minimum credit score anymore." As of late 2025, that's actually true at the agency level, Fannie Mae's Desktop Underwriter and Freddie Mac's Loan Product Advisor both dropped their long-standing 620 floor for automated approvals. It sounds like great news for anyone with a lower score. August 26, 2026 [Read More](https://nateloans.com/blog/conventional-loan-credit-score-minimum-2026) Copy [![](https://45730973.fs1.hubspotusercontent-na1.net/hubfs/45730973/pexels-rdne-7821671.jpg)](https://nateloans.com/blog/fha-loan-500-credit-score-massachusetts) ## [Can You Get an FHA Loan with a 500 Credit Score in Massachusetts?](https://nateloans.com/blog/fha-loan-500-credit-score-massachusetts) If you've been told you don't qualify for a mortgage because of your credit score, there's a good chance you were talking to the wrong lender. June 5, 2026 [Read More](https://nateloans.com/blog/fha-loan-500-credit-score-massachusetts) Copy [![](https://45730973.fs1.hubspotusercontent-na1.net/hubfs/45730973/pexels-rdne-8292793.jpg)](https://nateloans.com/blog/what-credit-score-gets-the-best-mortgage-rates) ## [What Credit Score Gets the Best Mortgage Rates?](https://nateloans.com/blog/what-credit-score-gets-the-best-mortgage-rates) Credit score has a much larger impact on mortgage pricing than most buyers realize. May 11, 2026 [Read More](https://nateloans.com/blog/what-credit-score-gets-the-best-mortgage-rates) Copy [![](https://45730973.fs1.hubspotusercontent-na1.net/hubfs/45730973/bridge-for-billions-N5pGmqTBapw-unsplash.jpg)](https://nateloans.com/blog/what-credit-score-do-you-need-to-buy-a-house) ## [What Credit Score Do You Need to Buy a House in 2026?](https://nateloans.com/blog/what-credit-score-do-you-need-to-buy-a-house) This is one of the first questions buyers ask. April 18, 2026 [Read More](https://nateloans.com/blog/what-credit-score-do-you-need-to-buy-a-house) Copy ## Ready to take the next step? Talk to Nate directly — no forms, no call centers, no runaround. [Book a Free Call](https://calendly.com/natemoghadam/homebuyer-consultation) [Get Pre-Approved](https://mobile.fairwaynow.com/homehub/signup/nate.moghadam@FAIRWAYMC.COM) ### Book a Free Call Pick a time that works for you. It only takes a minute. [NateLoans](https://nateloans.com/) Nate Moghadam Fairway Independent Mortgage Corporation NMLS #906770 #### Loan Types [FHA Loans](https://nateloans.com/#loans) [Conventional](https://nateloans.com/#loans) [VA Loans](https://nateloans.com/#loans) [Jumbo Loans](https://nateloans.com/#loans) [Non-QM](https://nateloans.com/#loans) #### Quick Links [About Nate](https://nateloans.com/#about) [Calculators](https://nateloans.com/#tools) [Blog](https://nateloans.com/blog) [How It Works](https://nateloans.com/#process) [Book a Call](https://calendly.com/natemoghadam/homebuyer-consultation) [Get Pre-Approved](https://mobile.fairwaynow.com/homehub/signup/nate.moghadam@FAIRWAYMC.COM) [Weekly Email](https://share.hsforms.com/1kkgFoJEATZCSu9ajTrn3pwr868t) #### Contact [(617) 945-3632](tel:6179453632) [nate@nateloans.com](mailto:nate@nateloans.com) [Disclosures](http://bit.ly/FIMCDisclosures) © 2026 Nate Moghadam  ·  Fairway Independent Mortgage Corporation  ·  NMLS #906770  ·  Company NMLS #2289  ·  Equal Housing Lender  ·  [Disclosures](https://s3.amazonaws.com/imghost.fairwaymarketing/legal/Corporate-SM-Disclaimer-2018.pdf) Powered by [michaeljwong.dev](https://michaeljwong.dev) This is not a commitment to lend. All loans subject to credit approval. Rates and terms subject to change without notice.