Straight talk on mortgages from a loan officer who's done it for 10+ years.
Choosing between FHA and conventional financing is one of the biggest decisions Massachusetts homebuyers make — and in a high-cost market, the choice can materially affect both your affordability and whether you qualify at all.
Credit score has a much larger impact on mortgage pricing than most buyers realize.
Buying a $750,000 home is where down payment strategy starts mattering much more than most buyers expect.
Buying a $700,000 home is where affordability starts becoming heavily dependent on structure rather than just income.
Talk to Nate directly — no forms, no call centers, no runaround.